{"title":"Personal Liability for Accidents","subtitle":"","body":"\u003cstyle\u003e\n  li {\n    font-size: 1rem;\n  }\n  @media (max-width: 768px) {\n    li {\n      font-size: 0.75rem;\n    }\n  }\n\u003c/style\u003e\n\u003ch3\u003eCoverage amount\n\u003c/h3\u003e\n\u003cp\u003e$1 million, $2 million and $3 million options available online. Please speak\nwith an advisor if you\u0026rsquo;d like a higher coverage limit.\n\u003c/p\u003e\n\u003ch3\u003eWhat is covered?\n\u003c/h3\u003e\n\u003cul\u003e\n    \u003cli\u003eLegal, medical and/or repair costs that result from\n    accidental physical injury or property damage you\u0026rsquo;re\n    found responsible for, at the property you rent,\n    anywhere in BC or worldwide.\n    \u003c/li\u003e\n\u003c/ul\u003e\n\u003ch3\u003eWhat isn\u0026rsquo;t covered?\n\u003c/h3\u003e\n\u003cul\u003e\n    \u003cli\u003ePhysical injury or property damage you cause during a\n    business activity, criminal activity or that is intentional.\n    \u003c/li\u003e\n    \u003cli\u003eCar accidents. This is typically covered by your car\n    insurance policy.\n    \u003c/li\u003e\n    \u003cli\u003eDamage or loss to property you own, occupy or that\u0026rsquo;s in\n    your care \u0026mdash; like dropping a pot that cracks your landlord\u0026rsquo;s\n    ceramic stovetop.\n    \u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eFor full details of what\u0026rsquo;s covered and what isn\u0026rsquo;t, refer to our\n\u003ca href=\"/insurance/rd/wordings\"\u003epolicy wording\u003c/a\u003e.\n\u003c/p\u003e\n\u003ch3\u003eWhat are examples of when I would use this?\n\u003c/h3\u003e\n\u003cul\u003e\n    \u003cli\u003eYou accidentally start a kitchen fire in your rental\n    property, and you need to pay for resulting damages.\n    \u003c/li\u003e\n    \u003cli\u003eA delivery driver trips on your door mat and breaks their\n    arm.\n    \u003c/li\u003e\n    \u003cli\u003eYour dog bites a cyclist at the park.\n    \u003c/li\u003e\n    \u003cli\u003eYou\u0027re mounting a TV on your apartment\u0026rsquo;s wall, and you\n    hit a pipe\u0026hellip; which bursts and causes water damage to\n    your apartment, and your downstairs neighbour\u0027s unit.\n    \u003c/li\u003e\n\u003c/ul\u003e","ID":"ae7eca28-0ae3-40a4-b6c3-85a2ce2d6acd","__DisplayName":"","Name":"Personal Liability for Accidents","DisplayName":"Personal Liability for Accidents","SortOrder":0}